Very Best Auto Insurance for Classic Cars Investment

Best auto insurance for classic cars. Classic car insurance rates tend to be lower than those of traditional insurance policies. 

This is because classic cars are not driven as frequently as modern vehicles. Because your liability of being in an accident is reduced, you can usually enjoy discounted rates. 

In fact, rates tend to be, on average, 36 percent less than traditional insurance coverage.

Insurance providers, however, may often increase rates because the value of a classic car continually increases. 

Drivers will need to follow specific requirements, such as where they must store their classic cars and how often they may drive them.

According to NerdWallet, the best insurance provider for classic cars is Safeco. Whereas most insurance providers prohibit the daily use of your classic car, Safeco allows it. 

Its policy covers up to 10,000 miles of use annually. Of course, you should still compare quotes from different providers and find the one that's best for you. 

Safeco is not available in all 50 states and has limits on the types of classic cars it covers. It does cover a wide variety of cars, including classic, modified collector's, modern classic, and antique autos.

Best Classic Car Insurance Providers

With different rules and requirements, it's not always easy to find the best insurance provider for a classic car. 

Because a classic car insurance policy protects your investment and ensures the longevity of your vehicle, take your time to choose the right one.

Here are a few insurance providers who offer classic car coverage:

American Collectors

American Modern

Classic Collectors

Condon Skelly




J.C. Taylor


American Family

American National


Liberty Mutual


State Farm

Additionally, some larger insurance companies have partnerships with classic car insurance providers, including USAA and Geico. USAA is a discounted insurance provider that's available only to active military members and their families.

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